Refunds & disputes

3.1 General position

Contributions are voluntary and, save in the limited circumstances set out in this Section, non-refundable. By initiating a contribution, you accept that the Campaign is entitled to apply the contribution to its political activities immediately upon acceptance.

3.2 When the Campaign will refund

The Campaign will refund a contribution where:

• (a) Statutory or policy cap exceeded: the contribution, alone or with prior contributions, exceeds the Electoral Act 2022 cap or any internal cap applied by the Campaign;
• (b) Ineligibility: the contributor is found, after the contribution, to be a Sanctioned Person, resident in a Sanctioned Jurisdiction, or otherwise ineligible under Section 1 (Eligibility);
• (c) Foreign source: the contribution is found to be from a non-Nigerian individual or organisation in breach of section 88(2)(b) of the Electoral Act 2022;
• (d) Unidentified large contribution: the contribution exceeds the statutory threshold and the contributor cannot be identified within ninety (90) days, as detailed in Privacy — Section 3.6;
• (e) Reasonable suspicion: the Campaign reasonably suspects that the contribution is the proceeds of crime, terrorist financing, or any other unlawful activity, in which case the Campaign may also report to law enforcement;
• (f) Compulsion: a court of competent jurisdiction or a regulator with statutory power orders a refund.

3.3 When the Campaign will not refund

• Change of mind by the contributor (including buyer's remorse);
• Withdrawal of the candidate, illness, or change in candidacy status;
• Allegations regarding the candidate that have not been adjudicated by a competent court;
• Volatility in the value of the cryptocurrency between contribution and conversion;
• Failure by the contributor to recognise the value of the campaign activities funded by the contribution.

3.4 Mechanics of refund

Refunds, where due, are made:

1. To the originating wallet address that funded the contribution;
2. In the same cryptocurrency as the original contribution;
3. Less unavoidable on-chain network fees;
4. Without interest or compensation for any change in the value of the cryptocurrency between contribution and refund.

Where refund to the originating wallet is technically impossible - for example, because the originating wallet rejects incoming transfers, or the originating address is a custodial exchange address that the Campaign cannot send to safely - the Campaign will, at its election: (i) attempt to coordinate a refund through the contributor's platform of origin; or (ii) donate the proceeds to a registered charity nominated by the Authorising Principal and disclose the donation in the next transparency report.

3.5 Disputes - informal resolution first

Before commencing any formal proceeding, the parties shall use reasonable endeavours to resolve a dispute through good-faith negotiation. To initiate negotiation, you must send written notice to contact@peterobi.support setting out:

1. The nature of the dispute;
2. The order ID, transaction hash, or other reference;
3. The remedy sought;
4. Your contact details.

We will respond within thirty (30) calendar days. If the dispute is not resolved within sixty (60) calendar days of the notice, either party may proceed to formal dispute resolution.

3.6 Mediation and arbitration

Where informal resolution fails, the parties shall attempt to resolve the dispute through mediation under the rules of the Lagos Court of Arbitration (LCA). The mediation shall be held in Lagos, Nigeria, in the English language.

If mediation fails to resolve the dispute within sixty (60) days of the appointment of the mediator, the dispute shall be referred to and finally resolved by arbitration under the LCA Arbitration Rules by a sole arbitrator appointed in accordance with those rules. The seat of arbitration shall be Lagos, Nigeria, and the language of arbitration shall be English. The award shall be final and binding and may be enforced in any court of competent jurisdiction.

3.7 No class actions

To the maximum extent permitted by law, you and the Campaign agree that any dispute will be resolved on an individual basis. Neither party may participate as a plaintiff or class member in any purported class, consolidated, or representative action.

3.8 Time bar

Any cause of action you may have against the Campaign in connection with the Site or a contribution must be brought within twelve (12) months after the cause of action accrues, failing which the cause of action is permanently barred. This Section is intended to take effect to the maximum extent permitted by applicable law and does not affect any non-derogable statutory limitation period.

3.9 Injunctive and equitable relief

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief from a court of competent jurisdiction in respect of:

• An actual or threatened infringement of intellectual property;
• An actual or threatened breach of confidentiality;
• An urgent matter that cannot wait for arbitration.